George is a farmer who lives with his family in Eldoret. He has been doing farming for 12 years. On his farm he has cows and poultry and he grows crops. He derives his income from the sale of milk, eggs and crops. Despite facing a challenge of dealing with pests and diseases that affect both crops and livestock, he loves dairy farming the most.
George chose Juhudi Kilimo to finance him because it caters to the needs of small scale farmers like him. During Juhudi's microfinance training session, George said that he learned how to keep proper records. This loan will help him purchase irrigation equipment, which will ensure that there is a sufficient water supply to the crops and livestock and thus the output will increase. Therefore, there will be a sufficient food supply for his family and also for the market.
George would like to grow as Juhudi helps him.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.