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Seda is 54 years old and she lives in the village of Sarigyugh, which is in the Tavush region. She is married and has a son who is already married and has two children. From time to time, Seda’s husband and son go to the Russian Federation to work abroad, where they do some construction work.

Seda is engaged in farming and agriculture. She has only her daughter-in-law who occasionally helps her in the farming. On the farm she has six cows, six piglets and 10 chickens. Seda mainly sells dairy products and meat at the city’s wholesale market and, in this way, they somehow manage both the family’s and the farm’s financial problems.

She is requesting a loan of 900,000 AMD in order to buy a cow and a calf as well as animal fodder for the winter months.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 119
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • 405.8
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,225 helped Seda to buy a cow, a calf and animal fodder for the winter months.
55% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Nov 5, 2013
Currency Exchange Loss: