Emmanuel is 36 years old, and married with four children. He earns his income through the sale of crops and livestock, and he receives a monthly wage as a Community Knowledge Worker (CKW). Community Knowledge Workers are trusted community members, who provide agricultural data and advice to rural farmers in their local area, including information about the weather, market prices, crop diseases and agricultural tools.
On his land, Emmanuel grows maize and beans. He also has chickens, pigs and guinea fowl. Emmanuel has served as a CKW for the last two years, and he looks forward to renewing his CKW contract for the next three years. As a CKW, he will use the materials in his business-in-a-box (smartphone, solar charging set, and weighing scale) to disseminate vital agricultural information to the other members of his village, which will help them improve their crop yields and increase their incomes.
With the additional money he will earn as a CKW, Emmanuel will invest in his farm so that he can grow more crops, and in turn, improve his family's living standards. His biggest dream in life is to one day build a warehouse that can store all of his grain, so he can sell his crops at higher prices.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit