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Lubna is a 34-year-old married woman.

For many years, she has been selling spices used in cooking food. She purchases spices in bulk from the wholesale market, and then sells them in packs of various sizes. She has become famous by providing good quality spices in her locality, and earns enough for a decent life. She is a responsible mother of four children and needs to earn more to bear the daily expenditures of her family members.

So she requested a loan of 25,000 PKR to buy a stock of salt, red chilies, black pepper, and turmeric in large quantities to help her to increase her sales.

She wishes to use her earned profit on her children’s education and well-being.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 106.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Lubna to buy a stock of salt, red chilies, black pepper, and turmeric in large quantities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 5, 2013
Currency Exchange Loss:
Sep 17, 2014