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Nusrat is a 45-year-old married woman. She has been running her own beauty parlor for the past 11 years. She is doing her job passionately. She knows the techniques of makeup and hair styling very well. She earns a good amount of income to contribute to the family income. She is a responsible mother of five children. Her husband’s income is not sufficient so she is working hard to meet their day-to-day expenses. She has slowly but surely improved her business through the support of Kashf Foundation. Now she has requested a loan of Rs 40,000 to buy more beauty products such as lotions, makeup kits and lightening creams. With this loan, she will be able to cater to a large number of customers efficiently.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 371
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 106.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Nusrat to buy more beauty products such as lotions, makeup kits and lightening creams.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Nov 5, 2013
Currency Exchange Loss:
Nov 17, 2014