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Update on Innocente

Innocente is a 32-year-old woman. She is married to a welder, and they have four children, three of which are in school. On the roadside, she sells cookies and beauty products to anyone in need of them. With the third loan she is requesting from WAGES, she is going to stock up on merchandise in order to better meet her customers' needs. She wants to make her business sustainable and to have good living conditions.
View original language description ↓
Innocente est une jeune dame de 32ans. Elle a épousé un soudeur et ils ont 04enfants dont 03 scolarisés. Au bord de la route, elle revend des biscuits, des produits de beauté et autres à toutes personnes dans le besoin. Avec son troisième crédit qu’elle sollicite à WAGES, elle va s’approvisionner en marchandises pour pouvoir répondre aux besoins de ses clients. Elle veut rendre son activité pérenne et avoir une bonne condition de vie.

Previous Loan Details

Innocente is a young woman, 31 years old. She is married to a welder, and they have four children, including three in school. In front of her home, she sells cookies and cloth to anyone in need of them. With her second loan she is requesting from WAGES, she is going to stock up on merchandise (co... More from Innocente's previous loan »

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Togo

  • $1,700
    Average annual income
  • 14
    View loans »
    Togo Loans Fundraising
  • $8,750,600
    Funds lent in using Kiva
  • 477.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $950 helped Innocente to buy biscuits and cosmetic products for resale.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Nov 5, 2013
Currency Exchange Loss:
Dec 17, 2014