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Narine is 39 years old and she lives in Gavar city, which is in the Gegharkunik region. She is married and has two sons who are already drafted into the army. Narine’s husband is in the Russian Federation and he does construction work there in order to support his family financially. Narine, completely alone, is engaged in farming and she has on her farm three heifers and four calves. She mainly sells meat to the local butchers, but she would like to sell milk also, which would increase her farm income.

Narine seeks a loan of 500,000 Armenian drams in order to buy a cow and also some animal fodder for the winter.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • 405.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Narine to buy a cow and also some animal fodder for the winter.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 7, 2013
Nov 5, 2013
Currency Exchange Loss:
Nov 17, 2015