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This is Kujtim with his wife Drane and their cute newborn baby! They have two other young kids also. For the past five years, their focus has been on livestock. Drane says, "What better can someone who lives in a village and has no clue about education or civilization do? Livestock is in our blood. We can do it very well and make an income out of it to raise our children. The more animals you have, the more money you earn. So, at this point we would like to add two more animals to our existing herd to increase our income. A loan will be tremendously helpful in our situation." “We would like to thank lenders in advance for their kindness,” added Kujtim.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's new startup loan program to help entrepreneurs with limited financial possibilities to start up a new business or restart a business that was closed due to lack of working capital.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 21
    View loans »
    Albania Loans Fundraising
  • $2,669,850
    Funds lent in using Kiva
  • 102.4
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,950 helped Kujtim to add two more milk cows to the small existing herd.
47% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 28, 2013
Nov 6, 2013
Currency Exchange Loss: