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Ramon
Ramon has always been an artist at heart. At the age of 10, he was an aspiring artist drawing pictures of celebrities and cartoon characters.

The wrong crowd and a troubled youth put Ramon in a position he did not want to be in. Nearly homeless, he turned to his family and friends, who convinced him to leave his fate in his craft and start tattooing. A local employment agency placed him in a tattoo parlor and assisted him with the purchase of his equipment. Ramon began by tattooing on friends and walk-in clients. Soon, word of mouth spread and Ramon was able to go on his own. His workflow came from his ability to cover up unwanted tattoos. Ramon is now working out of his apartment, but his true passion is to open up his own shop.

Ramon is looking for funding to open a tattoo and piercing shop and purchase the necessary equipment. With this funding, Ramon will create three new jobs, employing two new tattoo artists and a piercing professional. His tattoo and piercing parlor will cater to the growing population that want a tattoo but have yet to experience one, and those who want an old tattoo covered up. Traditional banks turned him down; however, Fresno CDFI is stepping up to the plate to help Ramon achieve his dream!

Additional Information

More information about this loan

This loan has been made in collaboration with CAMEO (California Association for Micro Enterprise Opportunity) in order to build microlending capacity in California. In this partnership, CAMEO serves to support California microlenders, such as Fresno CDFI, throughout its partnership with Kiva. CAMEO’s mission is to grow a healthy, vibrant, thriving environment for all entrepreneurs and start-up businesses by advancing the work of its statewide member network.

About Fresno Community Development Financial Institution

Fresno Community Development Financial Institution (Fresno CDFI) provides affordable financing, training and technical assistance to individuals, small businesses and community facilities. Founded in 2007, it focuses its efforts on low- and moderate-income communities aiming to serve the financial needs of small business owners and entrepreneurs.

Kiva lenders’ funds are used to expand Fresno CDFI’s microenterprise loan fund with a focus on providing loans under $10,000. This is of particular importance to Fresno CDFI because the organization was initially created with the intention of servicing borrowers in need of smaller loans.

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About United States

  • $54,800
    Average annual income
  • 30
    View loans »
    United States Loans Fundraising
  • $12,260,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD