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Rubidia Noemí
Rubidia, 34, completed high-school in the national institute. She’s married and her husband’s employed. They have two children; one in third grade and one in Kindergarten. Her nephews, a sister and her two children also live with her.

Rubidia works making crafts but also buys and resells them. She relates that she’s been in this business four years. She learned this occupation because she used to work at the same thing with her sister but decided later to open her own business and saw that it generated profits and that continuing to sell might be a good idea. She only gets stipends from the United States.

The place she normally sells in is a locale several craftswomen have that’s about 800 meters from home. In addition, she also heads out to the city two days a week to sell there and she takes her merchandise there by bus. Her oldest son is her only help with sales and when she goes out to sell away from home she leaves at 6:30am and returns at 4:30pm because that’s the last bus that goes by her hamlet.

Rubidia needs the loan to buy more materials like thread, plastic for headbands and yarn to make the crafts and also to buy some ready-made crafts that she adds a touch of paint to so that they will look more attractive.

The loan will improve her quality of life in that she’ll earn higher sales income and will buy what’s needed at home. She needs to have the materials she needs for her business on-hand.

She intends to buy more crafts, to build bathrooms at home, to help her children with their schooling until they become professionals that will help them live in an environment different from the one she’s lived in.
View original language description ↓
Rubidia de 34 años, estudio bachillerato en el instituto nacional. Es casada, su esposo trabaja, tienen dos hijos uno de ellos está estudiando tercer grado y la otra estudia kínder, con ella viven sus sobrinos y una hermana y sus dos hijos.

Rubidia se dedica a la elaboración de artesanías, pero también compra y revende, ella cuenta que tiene ya 4 años de dedicase a este oficio; aprendió el oficio porque antes trabajaba con una hermana en lo mismo, pero después decidió instalar su propio negocio y vio que le generaba ganancias y que le podía resultar seguir vendiendo. Ella solamente recibe remesas de USA. El lugar donde normalmente vende, es en un local que tienen varias artesanas y esta a unos 800 metros de su casa, aparte de eso sale a vender dos días por semana a la ciudad, y se transporta en bus con su venta. Con la venta solo le ayuda su hijo mayor, cuando sale a vender fuera de su lugar de residencia, se va a las 6 y 30 am y regresa a las 4 y media porque es el último bus que pasa por su caserío.


Rubidia necesita el financiamiento, para comprar más material para la elaboración de artesanías como: hilo, plástico para las diademas, lana, y comprar algunas artesanías que ya están hechas; pero que ella les da un toque de pintura, para que se vean más atractivas. El préstamo mejorara su calidad de vida ya que obtendrá mayores ingresos de las ventas y comprara lo que concierne a las necesidades de su hogar. La necesidad de tener a la disposición los materiales que requiere para su negocio.

Ella pretende comprar más artesanías, construir los baños de su casa, ayudar a sus hijos a que estudien hasta que saquen una profesión que les ayude a vivir en un ambiente diferente al que ella ha vivido.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

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About El Salvador

  • $7,500
    Average annual income
  • 761
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rubidia Noemí to buy more crafts-making supplies and some crafts too.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 14, 2013
Listed
Nov 1, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2014