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Dora
Dora is a very enterprising 54-year-old woman. She is married and has seven adult children. She lives with her husband, one of her sons, her daughter in law, and her little granddaughter. She is currently attending her first year of school. She feels a need to do so because she wasn't able to go to school as a child, since her parents didn't have the financial resources to support her in her education.

Dora has been farming with her husband for 25 years. They grow coffee, corn, and beans, so she has a lot of experience in this business. Every morning she and her husband travel to their land, a twenty-minute ride away, on the quad the acquired with much effort, because in in this time of year the roads are deteriorated by the rain. They put a lot of effort into their work and dedicate time to prepare their land and plant the coffee plants they plan to purchase with the loan they are requesting. They also fertilize and tend to the coffee plants that are already growing, in hopes of obtaining an excellent harvest to sell to the distributors that come to the town where their farm is located.

She needs this loan to buy 4,500 coffee plants to replant a damaged area of their farm and to pay for labor to keep her farm in excellent condition.

Dora's dream is for her farm to be sustainable, because she and her husband are older and need to improve their household finances. That is why they keep fighting to expand their farm by planting and growing quality coffee, and properly tending to their plants.

In spite of her age she wants to complete at least primary school, because circumstances didn't allow her to do so in her childhood. This would make her feel proud and enable her to one day tell her grandchildren that everything is possible in life when you fight for what you want.
View original language description ↓
Dora es una señora muy emprendedora de 54 años de edad, casada, y madre de 7 hijos que ya son mayores de edad, ella vive con su esposo, uno de sus hijos, la nuera y su pequeña nieta. Ella actualmente está cursando su primer año de escuela siente la necesidad de hacerlo ya que en su niñez no pudo estudiar porque sus padres no contaban con los recursos económicos para apoyarla en su educación.
Dora desde hace 25 años se dedica a la agricultura junto a su esposo al cultivo de café, maíz y frijoles por lo que cuenta con mucha experiencia en esta actividad. Todas las mañanas junto a su esposo recorren 20 minutos en una cuatrimoto que con mucho esfuerzo adquirieron para llegar a su finca ya que son carreteras que en esta época se deterioran por la lluvia. Juntos trabajan con muchas ganas y distribuyen su tiempo para preparar su terreno y sembrar las plantas de café que planean comprar con el financiamiento que solicitan, también abonan y cuidan la parte cultivada de café que ya tienen, con el afán de obtener una excelente cosecha y poder vender a los intermediarios que llegan a la localidad donde está ubicada su finca.
Por lo que ella necesita financiamiento para la compra de 4,500 plantas de café para resembrar una parte de su finca que está deteriorada y pagar mano de obra para tener su finca en excelentes condiciones.
Dora sueña en un futuro que su finca sea sostenible ya que ella y su esposo son personas adultas y necesitan mejorar la economía de su hogar, por lo que siguen luchando para hacer crecer su finca sembrando y cultivando café de calidad, dándole el mantenimiento adecuado.
Además a su edad anhela cursar al menos la primaria completa ya que las circunstancias no se lo permitieron en su niñez y así sentirse orgullosa y un día contarles a sus nietos que en la vida todo es posible si se lucha por lo que una desea.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 67
    View loans »
    Honduras Loans Fundraising
  • $8,799,175
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Dora to buy coffee plants for her farm.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 24, 2013
Listed
Nov 1, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014