Kisembo is 25 years old and he is married with two children. He earns his income through the sale of crops and he receives a monthly wage as a Community Knowledge Worker (CKW). Community Knowledge Workers are trusted community members who provide agricultural data and advice to rural farmers in their local area including information about the weather, market prices, crop diseases, and agricultural tools.
On his land Kisembo grows beans, coffee, and vegetables. He also has chickens and goats. Kisembo has served as a CKW for the last two years and he looks forward to renewing his CKW contract for the next three years. Kisembo will use his loan to buy the materials in his business-in-a-box (smart phone, solar charging set, and weighing scale) which will enable him to disseminate vital agricultural information to the other members of his village, helping them to improve their crop yields and increase their incomes.
With the additional income, he will earn as a CKW, Kisembo will invest in his farm to improve his family's living standards. His biggest dream in life is to build a build a nice home and to own a motorcycle.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit