David is 35 years old and married with five children. He earns his income through the sale of crops and livestock and he receives a monthly compensation as a Community Knowledge Worker (CKW). Community Knowledge Workers are trusted community members, who provide agricultural data and advice to rural farmers in their local area. This includes information about the weather, market prices, crop diseases and agricultural tools.
David grows maize, beans, and cassava on his loan. He also has goats, chickens and pigs. David has served as a CKW for the last two years, and he looks forward to renewing his CKW contract for the next three years. As a CKW, he will use the materials in his business-in-a-box (smartphone, solar charging set, and weighing scale) to disseminate vital agricultural information to the other members of his village, which will help them to improve their crop yields and increase their incomes.
With the additional money he will earn as a CKW, David will pay school fees for his children. His biggest dream in life is to become a commercial farmer so that he can raise his family's living standards.
More information about this loan
This loan is part of Grameen Foundation's AppLab program and Community Knowledge Worker initiative, providing borrowers with mobile phones, solar chargers and other equipment to become knowledge centers for their smallholder farming communities.
With these tools, community knowledge workers can help their neighbors access information and advice to improve their crop yields, connect with markets and generate more income. They can also conduct mobile surveys to help local organizations better meet farmers' needs. Community knowledge workers make monthly salaries based on the number of surveys they collect, enabling them to repay Grameen for the equipment.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit