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Diana's Group
In this Group: Helen , Diana, Rafia, Anita, Elizabeth, Gloria, Rita, Hellina, Susuana, Rebecca , Juliana
This group is beginning its sixth loan cycle with ID-Ghana. The group is comprised of 11 members, and its leader is Diana. The members' businesses are varied and include: clothing, underwear, shoes, provisions, jeans and bags. The loan they are requesting will benefit small business owners such as Diana. She has been a member of this group for three years and joined by invitation from a friend who is a member of the institution. She has been selling provisions for nine years. She learned the trade nine years ago when she helped her mother. After getting married, she opened her own shop.

The loan will increase her work capital so she can buy more provisions in the city of Accra. She will sell her products on order. This work allows her to earn enough income to support her household. She is married and has two children. When asked what she likes about ID-Ghana, she says it is the soft loan, savings, and training in credit and health. They will need a total amount of GHS 9800 to expand businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 48
    View loans »
    Ghana Loans Fundraising
  • $11,460,400
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Diana's Group's $4,475 loan helped a member to buy more provisions in the city of Accra and sell to customers.
93% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 4, 2013
Currency Exchange Loss:
Jul 17, 2014