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Bakhtygul is 25 years old, is married, and is raising two children with her husband. Bakhtygul has a secondary education.

As the main source of income for her family, Bakhtygul raises livestock. She started her business five years ago with the purchase of a cow for 15,000 somoni. Thanks to Bakhtygul's hard work, her farm now contains two cows and five sheep. Bakhtygul's monthly income is 10,000 somoni.

In order to further expand her farm, Bakhtygul has turned to microfinance bank "Bai Tushum & Partners" for a loan of 130,000 somoni to purchase calves to raise and resell. Bakhtygul plans to invest the income from the loan to further grow the number of domestic animals on her farm, and plans to accumulate funds to build a house.
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Бахтыгуль 25 лет, замужем, вместе с супругом воспитывают 2 детей. У Бахтыгуль - среднее образование, в качестве основного дохода для своей семьи, Бахтыгуль занимается животноводством, стартовав 5 лет назад, с покупки скота на 15,000 сом KGS. Благодаря упорному труду Бахтыгуль, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 5 овец. Ежемесячный доход Бахтыгуль составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Бахтыгуль обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку бычков с дальнейшим откормом и перепродажей. Доходы от кредита Бахтыгуль планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство незавершенного дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 101
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,737,800
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,700 helped Bakhtygul to buy calves to raise and resell.
98% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 3, 2013
Currency Exchange Loss:
Nov 17, 2014