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Sirun is 50 years old and she lives in Vanadzor city which is in Lori region. She is married and she lives there with her husband and retired mother-in–law. She has two daughters; both of them are already married and they live with their families.

Sirun’s only family income is from her business in which she has been engaged for three years already. She rents a small shop where she sells food and household products (dairy products, bread, sweets, juices, cans, sausages and also washing powder, shampoos, soaps, etc.). She works without holidays and till late in the night since her shop is greatly visited. In her business her husband helps her very much and sometimes he stays at the shop when Sirun has some urgent work.

She is asking for a loan of 300,000 Armenian drams in order to buy some household products and some food to expand her shop assortment.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $14,314,150
    Funds lent in using Kiva
  • 405.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Sirun to buy some household products and some food also to expand her shop assortment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 1, 2013
Nov 4, 2013
Currency Exchange Loss:
Jul 17, 2014