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Zhumagul is 37 years old. She divorced her husband and took on the responsibility of single-handedly raising their only child, who is 10 years of age. Zhumagul has post-secondary education. For over 7 years, she has worked in police and is currently the head of a department. Zhumagul loves her work and is glad to have chosen this profession. She lives happily with her son and tries to provide him with the best of everything, as well as with quality education.

Zhumagul is planning to repair her home since the living conditions there are poor. She is requesting a loan of 5000 somoni to purchase building materials such as cement, paint etc. She is counting on your kindness and compassion.
View original language description ↓
Жумагул 37 лет. Она развелась с мужем и взяла на себя воспитания своего единственного ребенка, которому 10 лет. Она имеет высшее образование. Жумагул более 7 лет работает в милиции. Она руководитель отдела. Жумагул очень любит свою профессию и очень рада, что выбрала эту профессию. Она живет, счастлива со своим ребенком и старается дать ему все самое лучшее и хорошее образование. Жумагул планирует отремонтировать свой дом, так как она живет в плохое условие. Она запрашивает займ на сумму 5000 сомони для покупки строительных материалов как цемент, краски и т.п. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,381,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Zhumagul to buy building materials such as cement and paint for repairing her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 1, 2013
Nov 3, 2013
Currency Exchange Loss:
Nov 17, 2014