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Shahodat is a 49-year-old widow who is the mother of 3 children. Some of her children are in school.

She has been selling dried fruits at the local market for 8 years. She has her own garden of apricots. Thanks to her good experience in this field and her influence over her suppliers, she is able to obtain goods for retail, but they bring in little income. This income does not allow her to provide for the needs of her family.She wants to build a new house because her family is large and needs to have big house. Some years ago, she began the building a house. However she does not have enough money to completely finish building it. Therefore, she is asking for a loan of 5000 TJS.

This loan will help her buy building materials to build her new house. In this way, she will provide a high quality of living for her family and put an end to the problems with her house.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 187
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Shahodat to buy building materials to build her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 4, 2013
Currency Exchange Loss:
Nov 17, 2014