The loan will benefit small microentrepreneurs, Tania among them. This is her first time with Pro Mujer, after being invited by a colleague who is a member of the institution. She currently sells backpacks and purses, a business that she started when she got married thanks to her mother-in-law, who lent her some money. She has increased her offer, which is why she needs the loan.
She will use the loan to invest in capital (backpacks and purses) that she will buy to wholesale retailers in the city of El Alto. She will then sell them in her retail space. This allows her to generate enough resources to support her household, as she is married and has one child.
When she is asked about what she likes in Pro Mujer, she says she likes the area of health and training, the consultancy services, the savings and the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Tania es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de mochilas y carteras; cuenta que este negocio lo emprendió cuando se casó, con el apoyo de su suegra de quien se prestó dinero, en la actualidad amplio su mercadería para lo cual requiere el préstamo.
El crédito que ahora sacará es para el aumento de capital (compra de mochilas y carteras) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones en crédito y salud, los consultorios, los ahorros y el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid