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San  Roque Group
In this Group: Teresa, Ruth Guillermina, Josefina*, Silvia Modesta , Juana Gualberta , David Honelio , Celinda, Silvia Virginia *, Leandra Matilde, Giller, Bertha, Sonia, Yakelin
* not pictured

Update on San Roque Group

The communal bank "San Roque" and its members are from the Cusco district, part of the province and department of Cusco.

One member is Teresa. She is married, is 64 years old, and has two children. Teresa runs her own restaurant. She makes different dishes like chicken with potatoes, soups, and "saltado de carne," a stir-fried Peruvian dish of meats and vegetables. She works from 10:00pm until 5:00pm. She has been running her restaurant for seven years, and it is going well for her. She dreams of expanding her restaurant. Teresa plans to use the loan to buy ingredients such as chicken, beef, and vegetables.

The members shown attached to the group picture had their photos taken after the meeting, which they requested due to work conflicts. The other members run a wide variety of businesses, including the sale of milk, the sale of jewelry, a grocery store, and food sales.

Teresa thanks everyone who has been part of making her dream a reality through this lending system, and she promises to repay the loan on time and in the prescribed manner.
View original language description ↓
Los socios pertenecen al banco comunal “SAN ROQUE”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Teresa ella es casada y tiene 64 años y tiene 2 hijos; La socia trabaja en su negocio de restaurant, la socia prepara diferentes platos como pollo con papas, sopas y saltados de carnes, la socia trabaja desde las 10:00 p.m hasta las 5:00 p.m,la socia ya tiene 7 años en este negocio y le va muy bien, el sueño de la socia es ampliar el negocio de restaurant. La socia solicita el crédito para comprar productos para cocinar como pollo.carne y verduras.
Los socios que estan pegados a la foto grupal se les tomo la foto despues de la reunion porque pideron permiso por motivos de trabajo.

Los otros socios se dedican al negocio de venta de leche, negocio de venta de joyas, negocio de tienda de abarrotes y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

These members belong to the “SAN ROQUE” communal bank. This bank is located in the Cuzco district, in the province and department of Cuzco. ... More from San Roque Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $54,557,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Roque Group's $5,225 loan helped a member buy ingredients like chicken and steak for her restaurant.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 21, 2013
Oct 29, 2013
Currency Exchange Loss:
Mar 17, 2014