Jaime works growing basic grains (corn and beans). He’s been in this activity 16 years having learned from his parents who were always interested in his learning. Ever since he was little he’d go out to the fields where his father worked. He decided to go into the same line of work because when he married he had no other option but to grow basic grains in order to obtain food for him and his family.
An institution has recently arrived in his community that’s helping them with technical assistance to grow vegetables which is another economic activity he has. The place he works is about 500 meters from home and he gets there on foot; his wife helps him with the work which generally goes from six in the morning to two in the afternoon.
The loan he’s asking for is to make a co-payment to the institution that’s making available some of the materials needed for the vegetable planting. It will make it possible for him to make the entire payment the institution is requiring and he will be able to have the benefit of the materials and be able to plant more vegetables to get a higher crop yield.
His plan is to continue working with the foundation to continue getting its support and to get a larger amount to expand the area he works installing an irrigation system to improve production. He also intends to see that his daughter attains an academic level that will allow her to live in better conditions than the ones he was able to have.
Jaime trabaja en la siembra de granos básicos (frijol y maíz ), tiene 16 años de dedicarse a esta actividad, aprendió de sus padres quienes siempre se interesaron a que aprendiera, desde pequeño salía muy de mañana con su padre a la parcela donde trabajan; decidió dedicarse a ello porque, cuando se acompañó no le quedó otra opción de sembrar granos para obtener su alimentación y la de su familia, recientemente ha llegado a su comunidad una institución que les está ayudando con la asistencia técnica, para la siembra de hortalizas que es otra actividad económica que tiene. El lugar donde trabaja está a unos 500 metros de su casa y viaja a pie; su esposa es la que se involucra en el trabajo. Generalmente trabaja de 6 de la mañana a 2 de la tarde.
El préstamo que está solicitando, es para dar una contrapartida a la institución que les facilitara parte de los materiales que necesitaran en la siembra de las hortalizas, le permitirá dar toda la cantidad de dinero que la institución les pide, así se beneficiara con los materiales y podrá sembrar más hortalizas para sacar una mayor producción.
Lo que tiene planificado, es seguir trabajando con la fundación que le sigan apoyando y obtener un monto mayor y ampliar el área donde trabaja instalándole, un sistema de riego para mejorar su producción. También pretende que su hija, alcance un nivel académico que le permita vivir en otras condiciones en las cuales el no tuvo la oportunidad de vivir.
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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