Agnes is a single mother, 33 years old, with two children. She lives in Kyotera town with her kids, who are 16 and 14.
She is a business woman who operates a beauty salon. She works seven days week, and each day she works for ten hours so she can maximise sales. Agnes supplements her income with a salary she earns from working as a school canteen attendant.
She has been in the business of her salon since 2007. She started it so that she could earn a living and be able to raise her kids well, being a single mother.
She has requested this loan so she can boost her salon by adding different cosmetic products since it’s towards Christmas season.
She offers her services to residents around Kyotera town. And her biggest hope is to enlarge her salon business such that she can be able to dress brides, which will increase her profits. However, like any other business, Agnes faces the challenges of limited capital and a standstill of business, since it’s seasonal. And she describes herself as hard-working and honest.