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Mrs. Juldiz is 49 years old and lives with her husband and 3 children in their house in Bayan-Ulgii province, Mongolia. Her husband, Serik, is unemployed but works during the summer as a part-time driver in a local company. Her older 2 daughters recently got married. Juldiz has prepared their bedding and other Ger decorations all by herself. Her son, Muhamed-Ali, is a freshman in the university.

Juldiz has been hand-making bedding and other Ger decorations for years. She has a little health problem and her one craft producing length was increased. Her daughter helps her now and she is requesting a loan of 2,500,000 MNT. She will use this to buy inventory and tools to produce embroidered bedding and Ger decorations for an ordered client. She is a hardworking, helpful, and kind person.

Additional Information

About XacBank

This loan is being administered through XacBank, a Mongolian for-profit microfinance institution. XacBank is located in every province of Mongolia, reaching some of the most rural micro business clients. With this Kiva loan, there is an opportunity for the entrepreneur to get a savings account including 9% of the interest if they pay back the loan on time. This is a special savings account that XacBank has specifically prepared for the Kiva loan borrowers to promote savings habits.


About Mongolia

  • $5,900
    Average annual income
  • 2
    View loans »
    Mongolia Loans Fundraising
  • $15,397,050
    Funds lent in using Kiva
  • 1,678.0
    Mongolia Tugriks (MNT) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,500 helped Juldiz to purchase inventory and tools to produce embroidered bedding and Ger decorations.
93% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Nov 2, 2013
Currency Exchange Loss: