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Sothea is 36 years old and a resident from Kampong Cham province. She has been married for years but unfortunately she doesn't have any children. Sothea devotes herself to a farming business, primarily growing rice on a few pieces of land alongside her lovely husband. She has been doing this business for nearly 15 years, and earns a decent income to pay for the living costs.

At the moment, Sothea has requested a loan of 800 US dollars which will enable her to buy materials needed to build a latrine and hire people to perform the construction. Sothea realizes that by having a latrine at home she will be able to keep her family healthy and promote their health. She thanks lenders for their loan support via programs like Kiva to help low-income families gain access to sanitation and increase their personal hygiene.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Cambodia

  • $2,600
    Average annual income
  • 268
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sothea to buy materials needed to build a latrine and hire people to perform the construction.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Nov 2, 2013
Currency Exchange Loss:
Sep 17, 2014