Mrs. N. Thi Hoa (ID Number 11020014), 27 years old, is very hardworking. Before this, she used to buy and sell scraps, perform agricultural tasks and work as hired worker with her husband to raise her two children. However, she learned to make rice noodles, so she has purchased machinery to produce noodles. Therefore, she would like to borrow 2,006,000VND to invest in buying rice to make noodles. Currently, her family's average daily income is from 150,000VND to 200,000VND (about 9.40USD to 12.50USD). Her group also consists of:
Mrs. N. Thị Mai (ID Number 11020015), borrows 3,186,000VND to purchase machinery for her carpenter shop.
Mrs. Nghiem Thị Chin (ID Number 11020016) borrows 3,186,000VND to purchase wood for her carpenter shop.
Mrs. Ngo Thi Hang (ID Number 11020017) borrows 3,186,000VND to buy and sell eggs.
Mrs. N. Thị Uoc (ID Number 11020018) borrows 3,186,000VND to purchase duck feeds.
chị Nguyễn thị Hoa MS 11020014, năm nay 27 tuổi chị là người rất nhanh nhẹn tháo vát. Trước đây chị đã đi chợ sắt vụn, làm ruộng, cùng đi làm thuê cùng chồng để nuôi 2 con nhỏ. Nay chị mới đi học được nghề làm bún, nên chị đã đầu tư mua sắm máy móc để sản xuất mỳ. vì vậy chị đã tham gia vay vốn của chương trình ở mức 2.006.000 VND để bổ sung thêm vào mua gạo làm bún bán. Hiện tại mức thu nhập bình quân của gia đình từ 150.000 VND đến 200.000 VND / ngày. Trong nhóm của chị có các thành viên sau :
chị Nguyễn thị Mai MS 11020015 vay mức 3.186.000 VND mua máy đầu tư làm mộc
chị N. thị Chín MS 11020016 vay mức 3.186.000 VND mua gỗ để làm mộc
chị Ngô thị Hằng MS 11020017 vay mức 3.186.000 VND để đi buôn trứng
chị Nguyễn thị Ước MS 11020018 vay mức 3.186.000 VND để mua cám vịt
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.