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Ana Karina
Ana Karina is a young single woman, without children, who lives with her parents. She depends on them economically. Her father works for a private company and her mother is a primary school teacher at a public school. They make sacrifices so that their daughter, Ana can study. Nevertheless, Ana has had difficulties with her studies since she does not have sufficient resources to finish her training. She is close to finishing her degree in Accounting and needs to pay the tuition and credential fees.

Success in obtaining her degree will enable her to become an excellent professional and put her knowledge to work for the good of her family and society.
View original language description ↓
Ana Karina es una Joven Soltera, sin hijos, habita con sus Padres, depende económicamente de ellos, su papá trabaja para una empresa Privada, y su mama es maestra de educación Primaria imparte clases en una escuela Pública, ellos se sacrifican para que su hija Ana Estudie. Sin embargo Ana ha tenido dificultad en sus Estudios, ya que no cuenta con el recurso suficiente para terminar su Carrera, por lo que se avecina el Titulo de su Licenciatura en Contabilidad y necesita pagarlo, asi como tambien los gastos de titulacion. El logro de obtener su titulo le permitira ser una excelente profesional y poner en prácticas sus conocimientos para el bien de su Familia y la Sociedad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $3,636
    Average annual income
  • 127
    View loans »
    Nicaragua Loans Fundraising
  • $24,051,825
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $725 helped Ana Karina to purchase a computer.
83% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 28, 2013
Oct 28, 2013
Currency Exchange Loss: