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Shirly
Shirly, 34, has been involved in commerce since she was very young and using that experience started her own business four years ago to generate income to help cover her household expenses. Her family consists of her spouse and three children whose ages range between 7 and 13 years. They are her life’s moving force and because of this she plans to consolidate her business aiming at attaining better well-being each time.

She works weekends from 2 in the afternoon to 8 at night making and selling meals and pastries and as a complementary activity works every day selling varied merchandise like footwear and clothing. She sells for cash and on credit and she makes her purchases in central Barranquilla where she finds the best offers that impact her clientele.

She’s currently applying for a Kiva loan, her first financing with Fundación Mario Santo Domingo, to buy dresses and sandals in order to be well-stocked for the year’s highest sales season: Christmas and New Year’s.
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Shirly de 34 años de edad, desde muy joven estuvo involucrada en la actividad comercial y con esa experiencia, hoy desde hace 4 años, emprendió su propio negocio, generado ingresos par apoyar los gastos de su hogar. Su familia está compuesta por su cónyuge y sus 3 hijos, en edades de 7 a 13 años, que son el motor de su vida, y por ello se propone consolidar su negocio, con el fin de lograr cada vez un mayor bienestar. De viernes a domingos trabaja desde las 2 de tarde a las 8 de la noche, en la preparación y venta de almuerzos, y en repostería, como actividades complementarias; y diariamente, se dedica a la venta de mercancía variada, como calzado y ropa. Sus ventas las realiza de contado y a crédito y sus compras las hace en el centro de Barranquilla, donde encuentre las mejores ofertas, que impacten a su clientela. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará vestidos y sandalias, para tener surtido su negocio en la época de mayor venta en el año, las navidades y el año nuevo.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 360
    View loans »
    Colombia Loans Fundraising
  • $14,083,800
    Funds lent in using Kiva
  • 1,886.8
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Shirly to buy dresses and sandals.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 24, 2013
Listed
Oct 28, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014