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Clemente
Clemente owns a cold storage depot in a district in the south-west of the city, where he lives with his family. He has 32 years' experience which he acquired when working for a general electricity company. He received training in refrigeration so he could offer excellent service to the company's customers. During his time there, he acquired technical and production know-how and he has now managed to capitalise on this in his own revenue-generating business. In his cold storage depot he offers a maintenance service for equipment, such as air conditioning and fridges, and a repair service for machinery such as washing machines. His working day begins at 8 in the morning and ends at 5 in the afternoon. He buys his spare parts from specialised dealers so that he has good quality parts which allow him to produce better work. He is currently applying for a Kiva loan (his second through the Mario Santo Domingo Foundation) which he will use to buy the most commonly needed spare parts for refrigeration equipment and which will enable him to respond more quickly to his customers' demands. Using his loan from the Foundation he has already managed to perform better and plans to continue this improvement process, using the grant and his up-to-date technical skills, to beat off competitors (his greatest challenge), as his knowledge is progressing in leaps and bounds.
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Clemente tiene un taller de refrigeración, ubicado en un barrio del suroccidente de la ciudad, donde habita con su familia. Su experiencia de 32 años, la adquirió trabajando para una empresa de electricidad general, donde lo capacitaron en el tema de refrigeración, para ofrecer un servicio de excelencia a la clientela de esa empresa. Allí adquirió todo el conocimiento técnico y productivo y hoy ha logrado capitalizarlo en su propio negocio, generador de ingresos, pues en su taller de refrigeración, ofrece el servicio de mantenimiento de equipos como aires acondicionados, de neveras, y la reparación de maquinarias como lavadoras. Su día laboral inicia desde las 8 de la mañana y finaliza a las 5 de la tarde. Él compra en almacenes especializados en venta de repuestos, para adquirir piezas de calidad con las que trabajar mejor. En la actualidad está aplicando a un credikiva, segundo crédito que solicita a la Fundación Mario Santo Domingo, mediante el cual comprará repuestos de equipos de refregeración, que son los que mas consumen los equipos y le permitirá ahorrar los tiempos de respuesta a las solicitudes de su clientela. Hoy con su crédito en la Fundación, ha logrado un mejor desempeño y planea continuar su proceso de perfeccionamiento, mediante la capitación y actualización técnica, para salirle al paso a la competencia, que es su máximo desafío, pues avanza en conocimientos a pasos agigantados.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

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About Colombia

  • $6,070
    Average annual income
  • 167
    View loans »
    Colombia Loans Fundraising
  • $12,834,025
    Funds lent in using Kiva
  • 1,886.8
    Colombia Pesos (COP) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,075 helped Clemente to buy in bulk replacement parts for refrigeration equipment.
68% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 21, 2013
Listed
Oct 28, 2013
Currency Exchange Loss:
Possible