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Giner
Giner, 26 years old, lives in southwestern Barranquilla, where he makes a living selling clothing, bath products, and other goods. Giner has had his business for two years. He started it so he could earn some money since he had been unable to find a job. So he started selling clothing, lotions, cologne, feminine accessories, and everything else his customers asked for. Gradually his business expanded from his initial customer base among his friends to also include his neighbors. He makes his purchases in cash in the city center, where he can get competitive prices, and sells his goods for cash. Giner has received a loan from the Fundación Mario Santo Domingo, which he has used to buy a variety of products. His goal is to keep expanding his business and eventually open a shop so he can support his mother, whom he loves deeply. Giner is applying for a Kiva loan to buy bath products, clothing, and other goods to offer his customers for the family celebrations that take place at the end of the year, when people celebrate Christmas and await the new year with joy and hope.
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Giner de 26 años de edad habita en el sur occidente de Barranquilla lugar donde se dedica ala labor de venta de mercancías, como ropa productos de aseo, entre otros artículos. Giner tiene 2 años de experiencia en el negocio, el cual inició, para lograr generar ingresos pues no había logrado emplearse. Así fue como comenzó a vender ropa, cremas, colonias, accesorios femeninos, y todo lo que su clientela le solicitaba en condiciones de crédito; poco a poco su negocio fue creciendo entre su principal clientela de amigos, y extendiéndose entre sus vecinos. Sus compras las realiza de contado en el centro de la ciudad donde encuentra precios competitivos y sus ventas las realiza también de contado, En la actualidad Giner ha recibido un crédito de la Fundación Mario Santo Domingo, con el cual ha logrado un surtido diverso, . Su meta es continuar ampliándolo, hasta tener su propio local, para apoyar a su madre a quien ama profundamente. Giner hoy está aplicando a un credikiva, con el cual comprará productos de aseo personal, ropa y variedades para impactar a su clientela en las fiestas más hermosas de las familias las de fin de año, época en la cual se celebra la navidad y se recibe con felicidad y nuevas esperanzas, el año nuevo

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 249
    View loans »
    Colombia Loans Fundraising
  • $13,496,575
    Funds lent in using Kiva
  • 1,886.8
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $650 helped Giner to buy bath products, clothing, and other goods.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 18, 2013
Listed
Oct 29, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 20, 2014