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Ihanika Group
In this Group: John, Yusuf, Margret, Henry, Andrew, Doviko
Margret is a member of the Ihanika Group. She is married with four children who are all in school. Her husband is disabled due to an accident and cannot work.

Margret operates a small shop as well as raises chickens. She uses the money from her chickens to maintain her shop and cover home expenses. Poultry diseases and the high cost of chicken feed are a challenge for her, as well as the costs from taking her husband to the hospital. Despite these challenges, Margret is a hardworking lady who works endlessly to take care of the family single-handedly.

Margret’s group is applying for a 3,300,000 UGX loan through UFAGODE. She will use her 400,000 UGX portion of the loan to buy feed for her hens and add more stock to her shop.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 202
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,530.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Ihanika Group's $1,325 loan helped a member to buy feed for her hens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Nov 2, 2013
Currency Exchange Loss:
Jun 17, 2014