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Urania De Jesús
Urania lives in Managua. She is married and, through much hard work and great effort, bought a small stand at the market in the capital city where she sells coffee and bread. She takes no time off because she believes that if she does not go to work she and her husband will not be able to feed and educate their children. Her husband works as a taxi driver and together they have raised their two children who attend primary and secondary school.

Urania is requesting a loan to renovate her home. She will put up new drywall, a cement floor, new doors and windows and will use the loan to buy the following materials: windows, doors, cement, sand and gravel.
View original language description ↓
Urania habita en Managua, es una mujer casada y muy trabajadora, debido al gran esfuerzo de trabajo pudo obtener un pequeño local en un mercado de la capital donde comercializa café y pan, ella no tiene día de descanso porque considera que si ella no va a vender no puede obtener junto a su esposo la alimentación y educación de sus hijos. Su esposo trabaja como taxista y juntos han formado a sus dos hijos, quienes estudian primaria y secundaria. Urania solicita el crédito para realizar mejoras en su vivienda tales como: repello de paredes, piso de cemento e instalación de puertas y ventas, para lo cual necesita comprar los siguientes materiales: ventanas, puertas, cemento, arena y piedrín.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,581,200
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,400 helped Urania De Jesús to buy construction materials: windows, doors, cement, sand and gravel.
95% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Oct 17, 2013
Oct 28, 2013
Currency Exchange Loss: