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Mrs. Ly O. is a 53-year-old seller who sells groceries in Korkthlork Commune, Chykreng District, in the Siem Reap Province. She typically earns about 10,000 Riel (US$2.5) per day. Her husband, Mr. Sharin Soun, a 65-year-old farmer, earns approximately 4,000 Riel (US$1.00) per day. He has four children living in the family’s home. Two of his children are married, and one daughter is a garment worker in Phnom Penh City.

Mrs. Ly would like to request a loan of 2,000,000 Riel (US$500) to purchase more grocery stocks to sell. She will use the remainder of the loan to purchase a plot of farmland to expand their farming business. The loan allows her to improve her business to sustain her family's daily income. Mrs. Ly's husband is pictured with daughter.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 270
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • 4,123.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ly to purchase more grocery stocks to sell and a plot of farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2008
Sep 12, 2008
Currency Exchange Loss:
Oct 15, 2009