Las Flores De Baxil Group
Vicenta has organized this lending group and is now asking for a loan that she will use to buy more corn and beans, buying the seeds and paying for the labor to work the land. In the future, she would like to have more land to cultivate so she can grow beans in bulk.
The other members of this lending group also grow corn and beans.
Organiza un grupo y solicita un préstamo que lo utilizará para la compra invertir en la siembra de maíz y frijo, comprando semillas, pagando mano de obra, entre otras cosas. En el futuro desea tener mas tierras para poder cultivar por mayor el frijol francés.
Las demás integrantes del grupo se dedican a la siembra de maíz y frijol.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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