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Ana Rubidia

Update on Ana Rubidia

Ana, 41 years old, is married but her husband emigrated to the United States in order to be able to provide their children with a better quality of life. Their children, 5, 18, and 20 years old, live with Ana in El Salvador. Her oldest child is about to graduate from school.

Ana works in a mini-store in her home that she has had for about 15 years. She also works a small mill that she acquired 11 years ago, which was very expensive. Her 20 year old son is responsible for cultivating basic grains, and her other children help with daily sales. Ana performs these activities in order to improve her income and provide a better quality of life for her children.

The loan that Ana is asking for is to buy a graduation suit for her son, as he is about to graduate from school and she does not currently have the money for this expense.

Ana's dream is to see her children obtain university degrees, so they can one day support themselves. Additionally, she would like to make repairs to her house, so that her future grandchildren can have a better quality of life.
View original language description ↓
Ana de 41 años, está casada, pero su esposo decidió emigrar hacia los Estados Unidos, para darles una mejor calidad de vida a sus hijos, ellos tienen 3 hijos de 5, 18 y 20 años de edad, todos viven en su casa, uno de ellos está acompañado y estudia a la vez, pero está por graduarse de bachiller.

El trabajo de Ana, se centra en una mini-tienda que tiene desde hace 15 años en su casa y un molino que lo adquirió hace 11 años y que le costó mucho para adquirirlo, su hijo de 20 años de edad se encarga de cultivar granos básicos, y los otros dos le ayudan con las ventas diarias y las dos molidas que hacen al día. Esta iniciativa productiva y de desarrollo que realizan a diario, surgió por la necesidad de mejorar sus ingresos y así poder tener una mejor calidad de vida para sus hijos.

el préstamo que esta solicitando, es para comprar el traje de graduación de su hijo, ya que pronto será la graduación de bachiller y por el momento, no cuenta con el capital para solventar ese gasto.

Su sueño, es ver a sus hijos que se puedan valer por sí mismos y tengan una carrera universitaria, además quiere reparar su casa, para que sus futuros nietos puedan tener mejores condiciones de vida.

Previous Loan Details

Ana is 41 years old. She is married, but her husband decided to immigrate to the United States to give their children a better quality of life. They have 3 children, aged 5, 18 and 20, and all of them live at home. One of them is married and goes to school and will graduate soon. Right now he lives… More from Ana Rubidia's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 648
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Ana Rubidia to buy her son's graduation suit, as he is about to graduate from school and she does not have the money for this expense.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 19, 2013
Listed
Oct 27, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013