Nuevas Raices Group
The loan they will take out will benefit small businesswomen of which Claudina is a member. She says she joined Pro Mujer five years ago after being invited by a promoter from the institution who went to visit her in her home. Currently she runs a corner shop and she says she learnt the business on her own initiative with a small sum of capital which she had.
The loan she will take out is to increase capital to buy tinned goods, rice and sugar which she will buy from the wholesale stores in the city of El Alto and will later sell in her shop. This kind of work allows her to generate income to maintain her family, since she is married and has a son.
When asked what she likes about Pro Mujer, she says she likes the loans and working as a group.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Claudina es integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo aprendió por iniciativa propia con un pequeño capital que tenía.
El crédito que ahora sacará es para el aumento de capital (compra de enlatados, arroz, azúcar) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el trabajo en grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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