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Charity lives in a small town in Kwale county. Kwale county is located on the Kenyan coast, and borders Tanzania to the south. Inconsistent rainfalls make farming difficult, and contribute to the area's high poverty rates. Despite the unreliable rainfall, bees in the region have two excellent sources of food, from wild mangrove forests and local passion fruit plantations. Beekeeping is relatively new to the area, but many farmers are very interested in owning hives.

Charity is single, and runs a small restaurant in her town. She has been farming for three years, and is currently tending to a tree plantation on her land, which is good news for her bees: the young trees in her plantation will be good sources of nectar for her bee colonies, and will help boost her honey production. Charity is excited to become a beekeeper because it will give her a reliable source of high-quality honey for personal use.

This is Charity’s first loan with Kiva, and she plans to use the income from her hives to buy restaurant equipment.

Additional Information

About Honey Care Africa

Honey Care Africa (HCA) is a for-profit social enterprise that trains smallholder farmers to become commercial honey producers and provides ongoing support for hive owners. Founded in Kenya in 2000, it is a member of the World Fair Trade Organization and aims to increase the income of rural farmers throughout East Africa.

Kiva lenders’ funds will help HCA make loans in the form of a certain number of beehives per family to jumpstart income. This new approach will simplify the process of hive purchase and honey production and will enable HCA to reach many more farmers. Farmers will repay the organization the same way they would for a typical loan.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.


About Kenya

  • $1,800
    Average annual income
  • 738
    View loans »
    Kenya Loans Fundraising
  • $44,862,475
    Funds lent in using Kiva
  • 84.8
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $350 helped Charity to buy beehives and apiary materials for honey production.
3% repaid
Repayment Term
50 months (Additional Information)
Repayment Schedule
At end of term
Dec 25, 2013
Nov 2, 2013
Currency Exchange Loss: