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Dear Kiva Lender,

Kiva facilitates loans to more than 4,000 borrowers every week, but since 100% of money lent on Kiva goes to funding loans we rely on donations from supporters like you to continue this important work. If every Kiva lender seeing this banner pitched in $25 for our Donation Drive, we'd hit our goal of $600,000 by Dec 31! Thanks for your continuing partnership in making the world a fairer place.

In service, Premal Shah, President,

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Perveen is a 41-year-old married woman. She has been running a business of animal sales and purchase with the support of her husband, who is also shown in the photo.

They buy animals such as baby goats and calves at low prices, bring them up and sell them near the occasion of Eid-ul-Azha (a religious event in Muslim countries).

She has gradually improved her business with the support of Kashf foundation. Currently she is requesting a loan of PKR 40,000 to purchase two more calves. She is in her third loan cycle with good repayment history. She hopes to grow her business and dreams of giving a good and quality education to her children through all her hard work in her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 304
    View loans »
    Pakistan Loans Fundraising
  • $15,664,450
    Funds lent in using Kiva
  • 106.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Perveen to purchase two more calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Nov 2, 2013
Currency Exchange Loss:
Oct 17, 2014