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Safia is 40 years old, a married woman and a mother of three. She had a difficult time after her husband's business failure so she started stitching clothes to support her family for a better future. She stitches for the people living around her house and uses the income to support their entire family. Her daughter also assists her in completing orders of her customers on time. However, due to lack of availability of funds she is unable to meet the daily demand of her customers.

For this reason she applied for a loan of Rs. 35,000 to purchase more spools of thread along with packs of laces, zippers and buttons in different colors. It will allow her to complete the orders on time. She is in her fifth loan cycle with good repayment behavior.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 357
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 106.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Safia to purchase more spools of thread along with packs of laces, zippers and buttons in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Nov 2, 2013
Currency Exchange Loss:
Oct 17, 2014