Fina lives in a small town in Kwale county. Kwale county is located on the Kenyan coast, near Tanzania. Inconsistent rains, especially recently, have made farming difficult, and the poverty rates in the county are above the Kenyan average. Beekeeping is somewhat new to Kwale, but the passion fruit farms and mangrove forests throughout the area provide excellent sources of nectar for bee colonies. Many farmers in the area have expressed excitement at the prospect of owning their own hives, and having a second source of income from their honey to help care for their families.
Fina is married and has one child. Both she and her husband have been farming for 6 years. Her husband has been practicing bee keeping and they have a tree plantation. Fina is looking forward to bee keeping as it will generate her good income.
This is Fina’s first loan and she intends to use the income generated from beekeeping to pay college fees for her children. Fina’s hope for the future is to establish a commercial apiary.
About Honey Care Africa
Honey Care Africa (HCA) is a for-profit social enterprise that trains smallholder farmers to become commercial honey producers and provides ongoing support for hive owners. Founded in Kenya in 2000, it is a member of the World Fair Trade Organization and aims to increase the income of rural farmers throughout East Africa.
Kiva lenders’ funds will help HCA make loans in the form of a certain number of beehives per family to jumpstart income. This new approach will simplify the process of hive purchase and honey production and will enable HCA to reach many more farmers. Farmers will repay the organization the same way they would for a typical loan.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.