Phorn aims to see her family living a healthy lifestyle and tries her best to increase their personal hygiene in living. That’s why she has requested a KHR 4,000,000 loan that will enable her to buy materials needed to build a latrine and pay for labor costs. Having a latrine to use in the household, she can promote the family's health and keep her family from spreading pollutants into the surrounding environment. Thanks to lenders for making loans in a program like Kiva via its partners, HKL is able to help low-income people gain access to sanitation and personal hygiene. For this water loan product, HKL has provided Phorn a special interest rate and more suitable loan terms than its general products.
More information about this loan
This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.
About HKLHattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid