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Ryskul is 40 years old, not married, and on her own three is raising three children. In 1997, she started a business trading women's clothing, using as seed capital a sum of 32,000 som (KGS). Having managed to develop her business and to find loyal customers, Ryskul has an average monthly income of 14,000 som (KGS). Thanks to her hard work in the business, Ryskul was able to increase inventory and develop her business. With the aim of further increasing and expanding her business, Ryskul turned to the microfinance bank Bai-Tushum and Partners for a loan of 100,000 som (KGS) to increase inventory. Ryskul plans to invest income from the loan in inventory and to save money for building a new home.
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Рыскул 40 лет, не замужем, одна воспитывает троих детей (1 дочь, 1 сын). В 1997 году, начала бизнес в торговле женской одеждой, используя в качестве стартового капитала сумму в 32,000 сом (KGS). Сумев развить свой бизнес и обретя постоянных клиентов, Рыскул имеет среднемесячный доход в сумме 14,000 сом (KGS). Благодаря упорному труду в бизнесе, Рыскул смогла увеличить товарооборот и развить свой бизнес. В целях дальнейшего увеличения и расширения своего бизнеса, Рыскул обратилась в Микрофинансовый банк «Бай-Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на увеличение товарооборота. Доходы от кредита Рыскул планирует вложить в товарооборот и накопить деньги на строительство нового дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,773,000
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,075 helped Ryskul a loan of $2,075 helps Ryskul to buy women's clothing for resale.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 2, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 17, 2014