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Dilbar is 37 years old. She is a divorced woman. Dilbar is the sole breadwinner for her children. Three years ago, she began her own business buying and selling gold jewelry, since she needed money. Caring for three children demands a lot of money: groceries, clothes, education in school, additional lessons in English language and computers. She started her own business with nothing, that is she did not have a starting capital investment. She took a loan of goods, sold them, and then paid for the goods sold. Her friend helped her in this. Today she is successfully running her business. She does not have a kitchen and therefore she plans to build one. She is requesting a loan of 7,500 somoni to buy construction goods like cement, bricks, wood, and the like.
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Дилбар 37 лет. Она разведенная женщина. Дилбар единственная кормилица своих детей. Она 3 года назад начала свой бизнес купле продажей золотых украшений, так как она нуждалась в деньгах. Обеспечение 3 детей требует массу денег: продукты питания, одежда, обучение в школе, дополнительные уроки английского языка и компьютера. Она начала свой бизнес с нуля, то есть она не имела начального капитала вложения. Она брала в долг товар, продала и потом оплачивала проданных товаров. Ее друг помог ей в этом. Сегодня она успешно введет своё дело. Она не имеет кухню и поэтому она планирует строить кухню. Она запрашивает займ на сумму 7500 сомони для покупки строительных товаров как цемент, кирпич, древесина и т.п. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $29,714,525
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Dilbar a loan of $1,575 helps Dilbar to buy cement, bricks, and wood for building a kitchen.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 7, 2013
Nov 1, 2013
Currency Exchange Loss:
Aug 17, 2014