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Malika together with her two children lives in a home which does not have a fence. At night, she is afraid since she lost her protector several years ago and she is a widow. Malika has two sons. Her sons are currently living in the Russian Federation. They are working part-time there as laborers. For more than 25 years, Malika has been working in a state establishment. She has a higher education and a lot of work experience. She is a master of her work. Malika intends to make a fence around the house, however she does not have money. She is  requesting a loan of 3,000 somoni to buy construction materials such as cement, bricks, and the like.
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Малика вместе с двумя детьми живет в доме, который не имеет забора. Ночью ей страшно, так как она потеряла своего защитника несколько лет назад и она вдова. Малика имеет двоих сыновей. Ее сыновья данное время находятся в Российской Федерации. Они там подрабатывают разнорабочим. Малика более 25 лет работает в государственном учреждении. Она имеет высшее образование и огромный опыт работы. Она является мастером своего дела. Малика собирается сделать забор вокруг дома, однако она не имеет денег. Она запрашивает займ на сумму 3000 сомони ля покупки строительных материалов как цемент, кирпич и т.п. Она ждет ваше милосердие и благотворительность.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Malika a loan of $650 helps Malika to buy building materials such as cement and brick for making a fence.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 17, 2014