The women know each other through family ties. They buy and sell general food products for a living.
After successfully repaying their previous loans, the women in the DJANTOYERELA group are now taking out their 5th group loan. AWANI is the 2nd woman from the left. She plans to use her portion of the loan to buy two 100 kg bags of rice, condiments, vegetables and tubers. They get their supplies from YANGASSO and SAN on market days. They sell their products in YANGASSO to a customer-based consisting of women and men. She plans to make an average monthly profit of 38,000 FCFA that she will use to cover health, food, clothing and education costs. She will reinvest the rest of the money in her business.
Ces femmes se sont connues à travers des liens de parenté et font les activités d’achat et de vente de produits alimentaires.
Après avoir correctement remboursés les prêts précédents, les femmes du groupe DJANTOYERELA sont à leur 5 eme prêt solidaire. AWANI 2 eme femme de la gauche vers la droite compte utiliser son prêt pour acheter, deux sacs de riz de 100kg, des condiments, des légumes et des tubercules. Elles s’approvisionnent à YANGASSO et SAN pendant les jours des foires. Elles effectuent ses ventes, sur place à YANGASSO, à une clientèle composée de femmes et d’hommes. Elle envisage réaliser un bénéfice moyen mensuel de 38 000FCFA qui sera utilisé dans les dépenses relatives à la santé, à la nourriture, et l’habillement, aux frais scolaires et le reste sera réinvesti dans les activités.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid