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Davron is 43 years old. He is married. He has two children. They all live in the city of Khujand. This is also where Davron works. He works as a master finisher. He does repairs in apartments and homes on order. Because of the fact that winter is very cold, people repair their homes only in the summer. Davron has seasonal work, therefore in winter he has no income. He wants to rent a small room and there to offer residents of Khujand services for mobile phone firmware. Firmware for mobile phones is needed to restore the programs on the phone and virus protection. This process is carried out with the help of a computer or laptop. Therefore, he is asking for a loan to acquire a laptop.
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Даврону 43 года. Он женат. У него есть 2 детей. Они все вместе живут в городе Худжанд. Там же Даврон работает. Он работает мастером отдельщиком. Он делает ремонты в квартирах и в домах по заказу. В соответствии того что зимой очень холодно, жители ремонтируют дома только летом. У Даврона сезонная работа, поэтому зимой у него отсутствует доход. Он хочет взять в аренду маленькое помещение и там предоставлять жителям Худжанда услуги по прошивке мобильных телефонов. Прошивка для мобильников нужна для восстановления программ на телефоне и защита от вирусов. Такой процесс проводится с помощью компьютеров или ноутбуков. Поэтому он просит кредит, чтобы приобрести ноутбук.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 114
    View loans »
    Tajikistan Loans Fundraising
  • $29,880,825
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Davron a loan of $650 helps Davron to purchase a laptop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 23, 2013
Nov 1, 2013
Currency Exchange Loss:
Mar 17, 2014