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This is Leticia, 58, a resident of Batasan, Quezon City, Philippines. She is married and earns a living by operating a variety store where she sells inexpensive items, often with a single price for all items in the store. It is where people go to buy one package of shampoo, PHP 5-worth of cooking oil, or an egg. She gets her supplies at wholesale prices and sells retail. Her regular customers are her neighbors and people in the local community, and she earns a minimum of PHP 500 in sales every day. She is requesting a loan for PHP 9,000 to help her continue operating her business. She will use this loan to buy more items to sell. She dreams of expanding her business to give her family a good future. She meets up with her co-fellowship* members to share stories of her life and business every week and draw strength and inspiration from the fellowship and her religion.

All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A group is composed of 15 to 30 community partners who gather each week to study religion, build social capital, and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1854
    View loans »
    Philippines Loans Fundraising
  • $61,001,400
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Leticia to pay for groceries, toiletries and beverages needed in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Nov 1, 2013
Currency Exchange Loss:
Apr 16, 2014