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Fernard is 31 years old and married to Agnes. Together they are blessed with two children who are in school.

He has a retail shop in Naivasha, which he has been running for four years. He has applied for his first loan from Kadet Ltd to pay for labor and to buy inventory such as sugar, rice, and flour. He intends to use anticipated profit from the expanded business to cater to his family's needs.

In the near future, he hopes to grow his business financially to a greater level.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.


About Kenya

  • $1,800
    Average annual income
  • 708
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 84.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Fernard to pay for labor and to buy sugar, rice, and flour.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Nov 1, 2013
Currency Exchange Loss:
Apr 16, 2014