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Sorn is a hard-working and a widowed woman, with three children, living in the Preah Sdach district of Prey Veng province. She is 37 years old and a rice farmer. Besides her farming chores, she also runs a small grocery store in her village for additional income.

Sorn wants to have enough energy for her household and to reduce monthly expenses by purchasing a solar home system to install in her home. Due to inadequate funds, she has requested a loan in the amount of USD 800 (US dollars) from Kiva, through its partner, Hattha Kakesekar Limited (HKL).

After this initial investment, Sorn hopes to have clean energy to support her household appliances, such as light, TV, and radio. She is very happy and thankful because, with this loan, HKL has provided her with a special interest rate, rather than its general loan. She awaits your kindness and relies on your generosity.

Additional Information

More information about this loan

This loan is part of HKL's new green loan program designed to help improve living standards of poor and low-income people living in rural areas of Cambodia by giving them access to clean energy. Solar loans under this program allow poor families living off the grid to invest in solar home systems that can power lights, fans, radios, and mobile phones. HKL also disburses loans for biogas digester plants which allow farmers to convert animal and human waste into biogas that can be used to power clean cookstoves and organic fertilizer for their farms. These loans have numerous economic, health, environmental, and social benefits for families which include saving money and time collecting fuelwood, reducing smoke-borne diseases, and allowing family members to do schoolwork and housework in the evening. HKL has designed these social loan products to feature a lower interest rate than typical Kiva loans.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 286
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sorn to buy a solar home system to install in her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 17, 2014