Update on Gladys EufemiaGladys is part of a loan group called Futuro para un Bienestar. She lives in Cuenca. This city is formed by beautiful landscapes with its historical center guarding the history of the city. Its people still maintain the culture and traditions of their communities.
Gladys is 55 years old, married, and in her marriage has conceived 3 adult children. Two of them are married but only one lives independently. Her other married child lives in her home, sharing the costs of living. Her daughter also works and helps with the financial needs of the home. Her husband works as a driving instructor. They do not own their own home but they rent one.
Gladys spends her time at home doing chores, but to help with the economy of the home, works selling clothing and cosmetics. She has worked for 4 years in this business and likes it a lot because it gives her financial independence to improve the stability of her home. She also works raising chickens.
The money from her past loan was invested in buying clothing. Her new loan will help her to buy cosmetics, clothing, and more chickens. She did not have any difficulty paying back her last loan on the corresponding dates.
She likes the unity, solidarity, and charisma of her loan group.
Doña Gladys tiene 55 años, es casada y fruto de su unión conyugal ha concebido 3 hijos mayores de edad, dos de ellos están casados pero solo uno vive independiente, su otro hijo casado vive en su casa compartiendo los gastos del hogar, su hija soltera también trabaja y ayuda a la economía de la casa. Su esposo labora como instructor de manejo, no tienen casa propia por lo que viven arrendando.
La Señora Gladys pasa en casa realizando los quehaceres de su hogar pero para aportar a la economía de su casa se dedica a la venta de ropa y cosméticos, lleva 4 años en el negocio y le gusta mucho porque le ha dado la independencia económica para mejorar la estabilidad de su hogar, también se dedica a la crianza de pollos.
El dinero de su crédito anterior lo invirtió en la compra de ropa, su nuevo crédito va a invertir en la compra de cosméticos de oferta, ropa y en más pollos. En los pagos de su crédito anterior no ha tenido dificultad alguna por lo que realiza en las fechas correspondientes. Su grupo de crédito le gusta por la unión, solidaridad y carisma de su grupo.
Previous Loan DetailsGladys is in the third loan she’s had with the “Futuro para un Bienestar” (A Future for Well-Being) communal bank. She lives in the city of Cuenca, a city that safeguards its history and keeps its colonial architecture intact. The city’s cuisine is varied and delights the palates of its… More from Gladys Eufemia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Sep 26, 2013
- Oct 27, 2013
- Currency Exchange Loss:
- Apr 16, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.