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Antonia Del Carmen
Antonia is 51 years old. She has lived in her own home with her children since she was 12 years old. She spends a lot of her time working in her tortilla business and this is how she supports her family.

Every day, she wakes up very early to prepare the corn and make tortillas. There is a high demand for them by her neighbors. Antonia is a visionary woman who does not tire from working very hard.

She requests this loan from FUSAI to invest in her tortilla business. With this she can buy corn, which is her main input for her business.
View original language description ↓

Antonia de 51 años de edad habita en casa propia junto a sus hijos desde hace 12 años. Tiene mucho tiempo de dedicarse al comercio de tortillería y es así como ha logrado mantener a su familia. Todos los días se levanta muy temprano para preparar el maíz y hacer las tortillas las cuales son muy demandadas por sus vecinos. Antonia es una mujer muy visionaria ya que no se cansa de luchar y trabajar. Solicita este crédito a FUSAI para invertir en su negocio de tortillas y así poder comprar el maíz que es el insumo principal para el negocio.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 658
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Antonia Del Carmen to buy corn to prepare and sell tortillas.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Oct 27, 2013
Currency Exchange Loss:
Nov 17, 2013